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Rate & Fee Schedule

Effective 01-01-2024

The following fees may be assessed in connection with your account and/or use of State National Bank (SNB) services:

Account Fees and Service Charge Schedule:

  • Overdraft Fee: $25 per item
  • Overdraft Interest: A fee may apply to overdrafts created by check, in personal withdrawal, ATM withdrawal or other electronic means. Accounts will accrue an interest charge of 18%.
  • Stop Payment: $10
  • Bill Pay: No Charge
  • Replacement Debit Cards: $5
  • Account Activity Print Out: No charge
  • Research: $20/hr minimum ½ hour
  • Cashier's Checks: $2
  • Wire Send  (Domestic and Int'l): Domestic $15 / Foreign $40
  • Wire Receive (Domestic and Int'l): Domestic $15 / Foreign $40
  • ATM Fees:  No domestic ATMs, only pass through charges from non-domestic ATMs
  • Returned Mail: no charge
  • Traveler’s Checks: $1 per $100
  • Traveler’s Checks for Two: $1.50 per $100
  • Deposited check Returned Unpaid: $5
  • Photo Copies: $.10/page
  • Non-customer checks cashed: The greater of 2% of the check amount or $3

Safe Deposit Boxes in Groom

  • 3x5: $10/yr
  • 5x5:  $12/yr
  • 10x6: $16/yr
  • 10x15: $40/yr