Groom, Texas, May 18, 2026
State National Bank today announced the appointment of Tracy Harris as President and Chief Executive Officer. Harris brings more than 30 years of community banking experience, including seven years as a President and CEO, to one of the Texas Panhandle’s most storied financial institutions. She assumes the role effective immediately.
Harris joins State National Bank from Texas Regional Bank, a $2.7 billion institution headquartered in Harlingen, where she served as Chief Strategic Planning and Project Officer. In that capacity, she directed the bank’s annual strategic plan, drove a 50% reduction in strategic initiative delivery times through process automation, and led the organization’s work on emerging digital assets, including stablecoins and tokenized deposits. Prior to that, she served seven years as President and CEO of National Bank & Trust in La Grange, Texas, where she successfully navigated key strategic initiatives and grew the loan portfolio by $40 million.
A graduate of Wayland Baptist University with a Master of Arts in Management and a Bachelor of Science in Business Administration, Harris also completed the Southwestern Graduate School of Banking at Southern Methodist University and holds the designation of Certified Community Bank Director. Her board leadership includes serving as 2024–2025 Chair of the Independent Bankers Association of Texas (IBAT) and Chair of the Federal Reserve Bank of Dallas’s Community Depository Institutions Advisory Council (CDIAC) for the 11th District.
“Tracy is exactly the leader State National Bank needs right now. She has done this before — built strong teams, driven loan growth, and delivered results for shareholders and the community alike. Her depth of knowledge and her Pampa roots make her the right fit for Groom and the Panhandle. We are thrilled to welcome her.”
“It is a privilege to return to my roots in the Texas Panhandle and join an institution with such a deep-seated legacy of service. State National Bank embodies the true spirit of community banking, and I am eager to work alongside this talented team to build on our storied history. Together, we will continue to provide the personalized financial solutions and local commitment that our customers in Groom and Panhandle have relied on for generations.”
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Media contact:
State National Bank
99 Broadway Ave | Groom, TX 79039
P. 806-248-7531
About State National Bank
State National Bank (SNB) is a locally-owned bank founded in 1904 that has maintained its focus on the community to this day. SNB is a full-service bank, serving the communities of the northern panhandle including the counties of Carson, Gray, Armstrong, Potter, and beyond. SNB offers full featured products and personized solutions for consumer and businesses. For more information visit www.snb.bank.
